- I-SpyLoan iwusongo lomhlaba wonke olungena ngokunyenya ezinhlelweni zokusebenza zokubolekwa kwemali ebhange ukuze kwebe idatha.
- Izinhlelo zokusebenza ezi-malicious ziqoqa ulwazi lomuntu siqu kanye nelezezimali futhi zingaholela ekuqotshweni nasekulahlekelweni kwezimali.
- Izinhlelo zokusebenza ezisolisayo kufanele zisuswe ngokushesha futhi izinyathelo zokuvimbela kufanele zithathwe ukugwema ukukhwabanisa kwedijithali.
Ukuthembela kuzinhlelo zokusebenza zeselula kuguqule indlela esiphatha ngayo izimali zethu. Kodwa-ke, le ndawo yedijithali futhi isiphenduke indawo ekahle yezigebengu zamakhompiyutha, ezihlale zenza amasu amasha azowathola imininingwane yomuntu siqu neyebhange kusuka kubasebenzisi abangaqaphile. Enye yezinsongo eziyingozi kakhulu futhi ezisabalele emhlabeni jikelele I-SpyLoan i-malware, ezifihlwe ezicelweni ezithembisa ukubolekwa imali ngokushesha kanye nezimo ezingenakuvinjwa, kodwa ezifihla inhloso yangempela ukweba imininingwane ebucayi, ukuqola imali, kanye nokuyenga ukukhwabanisa ngokwezimali.
Lezi zinhlobo zezinhlelo zokusebenza azithinti kuphela abasebenzisi base-Latin America, Asia nase-Afrika, kodwa seziqalile ukuvela kwezinye izifunda, okwenza kwenzeke lesi simo. I-SpyLoan enkingeni yobubanzi bamazwe ngamazwe nokuziphendukela kwemvelo okuqhubekayo. Kulo mhlahlandlela, uzothola ulwazi oluningiliziwe mayelana nokuthi iyini i-SpyLoan, ukuthi lezi zinhlelo zokusebenza zisebenza kanjani, amazwe athinteke kakhulu, uhlu oluvinjelwe lwezinhlelo zokusebenza ezinonya, ubungozi obuthile, namathiphu aphelele okuvikela idatha yakho, okuhlanganisa izibuyekezo nezixwayiso ezivela kochwepheshe be-cybersecurity.
Iyini i-SpyLoan malware futhi isebenza kanjani ezinhlelweni zokusebenza zebhange?
Leli gama I-SpyLoan Kuhlanganisa a umndeni wezinhlelo zokusebenza zezezimali ezinomgunyathi, ekhonjwa kakhulu ku-Android, ezenza izinhlelo zokusebenza zokubolekwa ezisheshayo nezilula. Ngaphansi kokubukeka okusemthethweni kanye namasu we ubunjiniyela bezenhlalo, kholisa abasebenzisi ukuthi balande uhlelo lokusebenza, banikeze ulwazi oluyimfihlo futhi banikeze izimvume ezeqile kudivayisi. Lezi zimvume azihlobene nokusebenza kwemali mboleko (isb., ukufinyelela ku-SMS, amarekhodi amakholi, indawo, ikhamera, noma abathintwayo), futhi zisetshenziselwa ukuthola idatha izigebengu ze-inthanethi ezingayisebenzisa:
- Ukweba imininingwane yasebhange, idatha yomuntu siqu neyomsebenzi.
- Ukuxhaphaza nokuhlukumeza izisulu ngokusebenzisa izinsongo noma ukusabalalisa ulwazi oluyimfihlo.
- Ukusebenzisa amakhomishini ahlukumezayo kanye nezimo zezomnotho ezingamukelekile, okuphoqa izinkokhelo okungenakwenzeka ukuzicabangela.
- Vula, vala, noma khohlisa idivayisi ukude uma umsebenzisi engahambisani nezimfuno zabo.
Lezi zinhlelo zokusebenza zivame ukuphromothwa ku amanethiwekhi omphakathi, izitolo zezinhlelo zokusebenza kanye ne-Google Play Store -okungenani aze atholakale futhi aqedwe-, eheha izisulu nge ukukhangisa ukudukisa nezibuyekezo ezingamanga. Idizayini yabo iya ngokuya iba ngobungcweti, okwenza kube nzima ukuyibona lapho uthi shazi.
Ukufinyeleleka komhlaba wonke kanye namazwe athinteke kakhulu yi-SpyLoan

Ochwepheshe beCybersecurity abanjengoMcAfee, Kaspersky, ESET kanye neMalwarebytes baxwayise ngaleli gciwane. Ukunwetshwa okusheshisiwe kweSpyLoan. Ngokocwaningo lwakamuva, Abasebenzisi abangaphezu kwezigidi eziyisishiyagalombili badawunilode izinhlelo zokusebenza ezinegciwane kuphela ezimweni ezibhaliwe eziyinhloko, inombolo ekhulayo lapho wengeza okuhlukile nama-clones.
Amazwe nezifunda lapho usongo beludlange kakhulu yilaba:
- I-México
- Colombia
- Chile
- India
- EPhilippines
- Indonesia
- I-Tailandia
- Nigeria
- Vietnam
- Kenya
Kula mazwe, imikhankaso ye I-SpyLoan Zisatshalaliswe ngokukhangisa ezinkundleni zokuxhumana nakwezinye izinkundla zedijithali, kusizakala ngesidingo sabasebenzisi sokuxhasa ngezimali kanye nokwethula. inikeza okuhle kakhulu ukuthi kungaba yiqiniso. Kodwa-ke, ochwepheshe baxwayisa ngokuthi i-Europe nezinye izifunda azikhululwa, njengoba onjiniyela beshintsha amagama ezinhlelo zokusebenza nezici ukuze bagweme izilawuli futhi banwebele ezimakethe ezintsha.
Izindlela namasu okuhlasela asetshenziswa izinhlelo zokusebenza zeSpyLoan

Izinhlelo eziqukethe I-SpyLoan i-malware Basebenzisa izindlela ezahlukene zokwehlisa ukuphepha kwezisulu zabo:
- Bacela izimvume ezingenasidingo: Ukufinyelela ohlwini loxhumana nabo, i-SMS, indawo ye-GPS, ikhamera nemakrofoni. Lokhu kubavumela ukuthi baqaphe izingxoxo, idatha yendawo, futhi bathole ukufinyelela kulwazi oluyimfihlo.
- Badinga ukulethwa kwemibhalo esemthethweni nezempi: Ukuphathwa kwemali mboleko okungamanga kuhilela ukuxolelwa Izithombe ozishuthe zona, omazisi, amarisidi asebhange, nezigaxa zokukhokha, okungase kusetshenziselwe ukweba imininingwane kanye nokuphoqa.
- Zakha umuzwa wokuphuthuma: Basebenzisa imilayezo nezaziso ezikhuthaza umsebenzisi ukuthi athathe isinyathelo ngokushesha, kanye namaqhinga okusabisa nezinsongo.
- Bafaka amakhomishini ahlukumezayo kanye nezimali ezikhokhwayoNakuba ezinye izikweletu zinikezwa, inzalo efihliwe kanye nezimali ezikhokhwayo zingabophela ababolekayo ngokwezimali, okungabashiya besezikweletini futhi bahlukunyezwe.
- Banweba ukuhlukumeza koxhumana naboIzisulu eziningi zibika izinsongo nemiyalezo emndenini nakubangani, njengoba abahlaseli basebenzisa uhlu lokuxhumana oluqoqiwe ukuze bandise ingcindezi.
- Imikhankaso yokukhwabanisa yasabalala ezinkundleni zokuxhumana: Izinhlelo zokusebenza zizikhangisa njengezixazululo ezithembekile, ezithengekayo, ezifihla amakhulukhulu ezikhalazo nezimangalo kuzibuyekezo ezisemthethweni.
Uma ulwazi seluqoqiwe, izigebengu ze-inthanethi zingafinyelela ukuqola izisulu imali ukucela izinkokhelo zokungavezi idatha yangasese, noma ukusebenzisa ubunikazi obutholiwe ukwenza ukukhwabanisa kwebhange kanye nokwebiwa komazisi kwamanye amapulatifomu.
Uhlu olubuyekeziwe lwezinhlelo zokusebenza zasebhange ngohlelo olungayilungele ikhompuyutha lwe-SpyLoan

Ochwepheshe bakwaMcAfee, Kaspersky, ESET kanye nezinye izinkampani ze-cybersecurity bahlanganise uhlu lwezinhlelo zokusebenza ezitholwe njengezinonya, nakuba kubalulekile ukuqaphela lokho. uhlu lushintsha njalo, njengoba onjiniyela beshintsha amagama futhi bekhipha izinguqulo ezintsha ukuze bagweme izilawuli ezisemthethweni zesitolo. Uma unanoma iyiphi yalezi zinhlelo zokusebenza kumakhalekhukhwini wakho, susa ngokushesha uhlelo lokusebenza futhi uhlole izimvume zedivayisi yakho:
- Secure-Quick Loan
- I-Préstamo Rápido-Credit Easy
- I-RupiahKilat-Dana Cair
- I-Nest
- Swayipha i-Brick Breaker
- I-WaveChat
- YohooTalk
- I-L.Point ene-L Pay
- ได้บาทง่ายๆ-สินเชื่อด่วน (Izimakethe zase-Thai nase-Asia)
- ยืมอย่างมีความสุข – เงินกู้ (Izimakethe zase-Thai nase-Asia)
- เงินมีความสุข – สินเชื่อด่วน (Izimakethe zase-Thai nase-Asia)
- I-PrêtPourVous (Izimakethe zaseFrance nase-Afrika)
- I-ÉcoPrêt Prêt En Ligne (Izimakethe zaseFrance nase-Afrika)
- Ikhredithi ye-AA
- Uthando Cash
- EasyCredit
- ukheshi
- I-GuavaCash
- I-CrediBus
- ImalimbolekoIsikweletu
- I-FlashLoan
- Hamba Ngesikweletu
- Izikweletu Zezikweletu-Yumicash
- I-Wallet Enkulu
- Imalimboleko esheshayo
- Isikweletu Esisheshayo
- 4S Imali
- TrueNaira
- I-Finupp Lending
- EasyCash
Akunconyiwe ukucinga noma ukulanda ezinye izinguqulo zalezi zinhlelo zokusebenza, ngisho noma zinikezwa ngaphandle kwesitolo sezinhlelo zokusebenza esisemthethweni. Uma usanda kulanda uhlelo lokusebenza lwasebhange olungekho ohlwini, hlola izibuyekezo ezivela kwabanye abasebenzisi futhi uthintane nemithombo esemthethweni yebhange lakho.
Izingozi nemiphumela yohlelo olungayilungele ikhompuyutha lwe-SpyLoan ezinhlelweni zokusebenza zasebhange

Umthelela wokufaka nokusebenzisa izinhlelo zokusebenza zasebhange nge I-SpyLoan i-malware Kuboniswa ezindaweni eziyingozi eziyisithupha ezinkulu:
- Ukulahlekelwa ubumfihlo: Uhlelo lokusebenza lungafinyelela futhi luqoqe yonke idatha egcinwe kudivayisi, okuhlanganisa izithombe, amavidiyo, i-SMS, umlando wekholi, namadokhumenti ebhange.
- Ukuphanga nokuhlukunyezwaIzigebengu ze-inthanethi zingasongela ukwabelana ngolwazi oluyimfihlo noma zithinte abangani nomndeni uma izimfuno zazo zingahlangatshezwana nazo.
- Ukukhwabanisa kwezimali kanye nokwebiwa komazisi: Ukusebenzisa idatha etholiwe ukwenza ukuthengiselana okuwumgunyathi, ukufaka isicelo semalimboleko egameni lesisulu, noma ukuthengisa ulwazi kuwebhu emnyama.
- Ukuboshwa ngenxa yezikweletu ezihlukumezayo: Izilinganiso zenzalo eqile nezinkokhelo ezifihliwe zingakushiya uvaleleke ekukhokheni okungenakwenzeka.
- Ukuvimbela noma ukuphazamisa idivayisiEzinye izinhlelo zokusebenza zivimba ukufinyelela ocingweni lwesisulu, zifuna inkokhelo "yesihlengo" ukuze ziphinde zilawule.
- Ukusatshalaliswa kosongo okuzenzakalelayo: Ukufinyelela koxhumana nabo kanye nezinkundla zokuxhumana ukuze uqhubekisele phambili umkhonyovu ngokumema izisulu ezintsha.
Ezimweni ezimbi kakhulu, imikhankaso ye ukuhlambalaza umphakathi ngokushicilela idatha yomuntu siqu ku-inthanethi nokusebenzisa ama-algorithms ukuze ugweme izendlalelo zokuphepha zezitolo zezinhlelo zokusebenza ezisemthethweni.
Ungazivikela kanjani ezinhlelweni zokusebenza zebhange eziqukethe uhlelo olungayilungele ikhompuyutha lwe-SpyLoan: izinyathelo ezibalulekile nokuvimbela
Ukuzivikela okungcono kakhulu ngokumelene ne-SpyLoan malware kusekelwe imfundo ye-cybersecurity kanye nokuvimbela okusebenzayo. Ukuze unciphise amathuba okuwela kulolu gibe, landela lezi zincomo ezibanzi:
- Hlola unjiniyela futhi uhlole izibuyekezo zangempelaNgaphambi kokufaka noma yiluphi uhlelo lokusebenza lwezezimali, qiniseka ukuthi unjiniyela usemthethweni nokuthi kukhona ukubuyekezwa okuyiqiniso okuvela kwabanye abasebenzisi. Qaphela ukuphawula okuhle kakhulu noma okujwayelekile, njengoba kungenzeka kungamanga.
- Unganikezi izimvume ezeqileUma uhlelo lokusebenza olubolekisayo lucela ukufinyelela ezithombeni zakho, ikhamera, indawo, abathintwayo, i-SMS, noma amakholi, nqaba lezo zimvume. Uhlelo lokusebenza lwezezimali olusemthethweni aludingi ukufinyelela lolo lwazi.
- Vula i-Google Play Protect futhi ugcine isistimu yakho ibuyekeziwe: Sebenzisa amathuluzi okuvikela esistimu yakho yokusebenza futhi uqiniseke ukuthi ufaka izibuyekezo zakamuva ukuze ugweme ubungozi.
- Faka kuphela izinhlelo zokusebenza ezivela ezitolo ezisemthethweni: Gwema ukulanda kusuka kuzixhumanisi ezinkundleni zokuxhumana, ama-imeyili, noma amawebhusayithi angaphandle.
- Qaphela izinhlinzeko ezikhanga ngokweqileIzithembiso zokwenza imali esheshayo kanye nezidingo ezincane yizo eziyinhloko zalezi zinhlelo zokusebenza. Uma kubonakala kukuhle kakhulu ukuba yiqiniso, cishe kunokukhwabanisa ngemuva kwakho.
- Hlola izimvume zezinhlelo zokusebenza ezifakiwe: Finyelela izilungiselelo zedivayisi yakho futhi ubuyekeze izimvume ezinikezwe zonke izinhlelo zokusebenza zezimali ngayinye ngayinye.
- Yenqaba noma susa izinhlelo zokusebenza ezisolisayo ngokusheshaUma ubona ukuziphatha okungajwayelekile, ukukhangisa okuxakile, noma izimfuno ezingajwayelekile, khipha uhlelo lokusebenza bese ubika ukukhathazeka esitolo sohlelo lokusebenza esifanele.
- Sebenzisa uhlelo lokusebenza oluthembekile lwe-antivirus kanye ne-antimalwareLawa mathuluzi asiza ukuthola izinsongo nokuziphatha okunonya ngaphambi kokuthi onakalise idatha yakho.
- Bheka imithombo esemthethweniUma unemibuzo, xhumana nebhange lakho noma uthintane nezingosi ze-cybersecurity ngaphambi kokwabelana ngolwazi lomuntu siqu.
- Gcina izipele zakamuva: Ngale ndlela ungakwazi ukubuyisela idivayisi yakho uma kwenzeka idinga ukubuyiselwa esimweni sayo sasekuqaleni.
Yini okufanele uyenze uma usuvele unohlelo lokusebenza olusolisayo noma uke waba yisisulu?

- Khipha uhlelo lokusebenza ngokushesha: Iya kumenyu yezilungiselelo ze-smartphone yakho bese ususa noma yiziphi izinhlelo zokusebenza ezisolisayo noma ezivinjelwe.
- Shintsha iphasiwedi yakho bese uvule ukuqinisekiswa okuzinyathelo ezimbili: Yenza lokhu kuwo wonke ama-akhawunti ebhange nawe-imeyili axhunywe kudivayisi yakho.
- Yazisa ibhange lakho kanye neziphathimandlaUma wabelane ngolwazi lomuntu siqu noma lwebhange, xhumana nesikhungo sakho sezezimali ngokushesha futhi usethe isexwayiso emikhiqizweni yakho ukuze uvimbele ukuthengiselana okungagunyaziwe.
- Qalisa ukuskena nge-antivirus yakho bese uqala kabusha ifoni yakho uma kunesidingo.Uma ungabaza ukuthi ususe yonke iminonjana yohlelo olungayilungele ikhompuyutha, yenza ikhophi yasenqolobaneni bese ubuyisela idivayisi yakho kuzilungiselelo zasembonini.
- Bika uhlelo lokusebenza esitolo esisemthethweni: Uzosiza ukuvikela abanye abasebenzisi ukuthi bangaweli emkhonyovu ofanayo.
Ukuhlala unolwazi mayelana nezinsongo zakamuva ze-spyware zezimali nokwenza ngokucabanga okujulile kungamathuluzi angcono kakhulu okuvikela ubumfihlo bakho nezinsiza zezimali. Ukuvela kokukhwabanisa kwedijithali kufuna ukuthi bobabili abasebenzisi nezinkundla bahlale beqaphile, futhi ukukhetha ukuvimbela kuhlale kuyisinyathelo esihlakaniphe kakhulu nesisebenza ngempumelelo ngokumelene nobunkimbinkimbi bezobuchwepheshe bezigebengu ze-inthanethi.
